Best Extended Car Warranty For Kia – Unveiling The Options!

Best extended car warranty for Kia

An image of a Kia logo - Best extended car warranty for Kia
Best extended car warranty for Kia – Photo credit: Automobile Blog

 

Expert studies rank Kia vehicles as some of the most reliable in the auto industry, and they rarely require expensive repairs.

Nevertheless, reliable vehicles can still experience breakdowns eventually, making a Kia extended warranty a valuable consideration.

However, is Kia’s coverage the ideal choice for your vehicle?

This article will assess that to assist you in evaluating the potential benefits of a Kia extended warranty.

 

What Is The Standard Kia Warranty?

 

Kia provides a 5-year or 60,000-mile bumper-to-bumper repair coverage and a 10-year or 100,000-mile powertrain coverage.

 

The bumper-to-bumper warranty encompasses breakdowns resulting from defective parts across the entire vehicle, excluding regular wear and routine maintenance.

 

The powertrain warranty specifically covers the engine, transmission, and driveline.

 

What Are The Extended Car Warranty Options For Kia?

 

Option 1:

 

The Kia Platinum Warranty encompasses the expenses associated with repairing various components, including the engine, transmission, drive axle, oil pump, thermostat, steering, radiator, fuel injectors, heating, cooling, gauges, computers, audio, video, electronics, and all other components, except for those listed in the exclusions at the bottom of this list.

 

Option 2:

 

The Kia Gold Warranty offers coverage for a moderate list of components but carries a higher degree of risk compared to being a comprehensive protection plan.

A review by F&I Tools revealed that owners who opted for the Kia Platinum Warranty experienced significantly higher levels of customer satisfaction, even though the initial cost was greater.

This increased satisfaction was attributed to the extended coverage, which ultimately paid for more repairs over the long term.

 

Option 3:

 

Kia Silver Warranty.

Opting for the Gold plan provides additional coverage, encompassing more engine and steering system components, as well as the drive axles (half-shafts) and CV joints.

The “electrical” section widens its scope to include crucial components like the electronic ignition module, windshield wiper motor, power window motors, and various parts essential to powertrain operation.

However, it’s important to note that even with this elevated level of coverage, rear suspension remains excluded.

To secure protection for the rear suspension, you would need to consider the Gold Plus protection plan.

 

Option 4:

 

The Powertrain plan includes coverage for significant components of the engine, transmission, and drive axle, although it’s not as extensive as Kia’s original new car powertrain warranty.

To provide a clearer picture, the drive axle sub-section solely encompasses the differential and axle housing.

In more straightforward terms, it excludes components like driveshafts, half-shafts, and constant velocity (CV) joints, which are often referred to as the “axles.”

The key takeaway is that it’s essential to thoroughly examine your Kia extended warranty options to discern the scope of coverage, ensuring you understand what is included and what is not.

 

Do You Need Extended Warranty Coverage?

 

Whether you require extended warranty coverage largely depends on your individual circumstances.

Automobile repairs can be notably expensive, often exceeding $1,000.

Given that most Americans do not have substantial savings set aside for unforeseen repairs, many opt to invest in an extended auto warranty.

These warranties, also known as vehicle service contracts, allow you to make relatively small monthly payments and adhere to a deductible.

Which is better than encountering substantial unplanned repair expenses.

A Kia extended warranty can serve as a safeguard for your finances.

It imparts a sense of financial security and offers peace of mind.

Beyond shielding your vehicle from costly repair bills.

Extended warranty providers typically furnish additional benefits like roadside assistance, lockout services, and trip interruption coverage.

If you possess the means to cover substantial, unforeseen repair costs directly from your savings, you might consider forgoing the purchase of an extended warranty.

However, for the majority of individuals, the advantages and protection associated with a Kia extended warranty significantly outweigh the associated costs.

 

 

How Much Does A Kia Extended Warranty Cost?

 

The cost of a Kia extended warranty is influenced by several factors, including your Kia’s mileage, age, and model.

Additionally, whether you purchase the extended warranty directly from Kia or through a third-party provider will impact the overall cost.

Based on our review, extended warranties for non-luxury brands generally average around $3,000.

However, it’s important to note that prices can fluctuate significantly depending on the specific model of your Kia and other individual factors.

 

Best extended car warranty for Kia

 

The Kia extended warranty, like any other plan, has certain exclusions.

These exceptions include specific parts listed below.

Furthermore, extended vehicle warranties do not cover damage resulting from collisions, theft, natural disasters, or negligence.

Some of the exclusions in the Kia extended warranty are:

  • Brake drums and rotors
  • Disc brake pads
  • Safety restraint systems
  • Lightbulbs
  • Upholstery

Additional Perks
Every Kia extended warranty includes certain benefits, such as:

  • Rental car coverage: Reimbursement of up to $40 per day for a maximum of 10 days per covered mechanical breakdown.
  • Towing coverage: Payment of up to $100 for towing charges per covered mechanical breakdown.
  • Travel coverage: If you experience a covered breakdown while more than 100 miles from home, the plan provides payment of up to $100 per day and up to $500 per occurrence for food and lodging.
  • Fluids coverage: Replacement of necessary fluids required in conjunction with a covered repair.

While Kia’s added benefits are relatively standard in the extended warranty industry, it’s worth noting that third-party providers often offer more comprehensive perks.

The perks include concierge services, tire replacements, identity theft protection, and other advantages.

 

Frequently Asked Questions

 

Does The Extended Warranty Transfer To The Second Owner?

 

Absolutely!

While the original 10-year powertrain warranty is non-transferable, the Kia 10-year extended warranty can indeed be transferred to a new owner.

To initiate the transfer process, please reach out to the plan Administrator using the contact number provided below.

They will be able to provide you with the necessary documentation and information regarding any associated transfer fees before you sell your vehicle.

 

Where Can I Buy The Kia Extended Warranty?

 

Purchasing the extended warranty is possible through any Kia dealer, but we strongly advise obtaining a protection plan from the dealer you plan to rely on for repairs.

Owners who return to their original dealers for service tend to give higher service ratings.

This is because these service departments receive bonuses based on achieving 100% satisfaction from surveys distributed to returning clients by Kia.

 

Conclusion

 

In conclusion, the Kia extended warranty options offer varying levels of coverage to suit different needs.

The decision to invest in an extended warranty should be based on individual circumstances, considering factors such as the vehicle’s age, model, and budget.

Costs can vary, but they typically average around $3,000 for non-luxury brands.

It’s important to be aware of exclusions, including coverage limitations for specific parts and instances like collisions or negligence.

While Kia’s extended warranty includes valuable benefits, such as rental car and towing coverage, third-party providers may offer more comprehensive perks.

One notable advantage is that the Kia extended warranty is transferable to a new owner, enhancing the vehicle’s resale value.

When purchasing an extended warranty, it’s advisable to do so from the dealer you plan to rely on for repairs, as this often leads to higher service satisfaction ratings due to dealership bonuses based on customer surveys.

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